Personalized Wealth Management

Navigating Your Financial Journey from IPOs to Impact

For an invitation-only circle of biotech and pharma innovators facing watershed liquidity events, Lumora Wealth provides sophisticated guidance and clarity. With our deep experience in securities research, climate analysis, and values-driven investing, we understand the unique financial challenges and opportunities in the life sciences sector. From equity diversification to sustainable portfolio management, we guide you through each decision with a focus on aligning your wealth with what matters most to you.

Leadership Spotlight

Mark J Duffy, CFA

Chief Investment Strategist

I'm Mark Duffy, CFA, founder of Lumora LLC and a strategic finance professional whose journey has come full circle—from my earliest days as a wealth management intern at Merrill Lynch in Hartford to founding a boutique practice that reimagines how wealth serves values. My path through institutional finance—ascending from Relationship Manager at State Street to Credit Analyst at Longfellow Investment Management (where I was selected for partnership track in 2020), then Senior Analyst at Invesco, and ultimately Associate Director at Impax Asset Management—has equipped me with the institutional sophistication that now powers Lumora's trinity of services: consulting, advising, and market insights.

My investment experience spans managing vast data sets, collaborating with diverse investment teams, and pioneering innovative fixed-income products. At Invesco, I helped architect groundbreaking initiatives including the Net Zero Aligned and Climate Adaptation Funds. This blend of innovation and execution now informs my work with high-net-worth Millennials and Gen Z professionals in biotech and pharma, particularly through transformative liquidity events such as IPOs and acquisitions. Through our Market Insights newsletter, I distill complex sustainability-focused investment trends into actionable intelligence, empowering clients to make informed decisions aligned with their values.

Lumora's consulting practice extends these principles to the corporate sphere, partnering with manufacturing and textile sector clients to navigate the evolving sustainability landscape. Armed with advanced certifications in sustainability and impact, the CFA charter, and a Master's in Finance—and currently preparing for the CFP® examination in March 2025—I serve as a trusted advisor in sustainability compliance, carbon accounting, and climate reporting. My foundation in relationship management at State Street, combined with my early exposure to wealth management at Merrill Lynch, taught me the paramount importance of client trust—a principle that remains central to Lumora's approach, whether serving individual investors or corporate entities seeking to amplify their impact.

Complete Range of Solutions

Liquidity Event Planning

Maximizing the impact of your big moments

Whether it’s an IPO, acquisition, or large bonus, Lumora’s liquidity event planning helps you strategically diversify your assets, manage concentrated stock positions, and optimize for tax efficiency.

  • Included Services:

    • Customized diversification strategies for concentrated positions.

    • Tax-efficient plans to manage windfalls and stock options.

    • Proactive portfolio management for long-term stability.

Impact-Aligned Portfolio Management

Invest with purpose, without sacrificing performance

Our impact-aligned portfolio management services focus on building a resilient, values-driven portfolio that balances financial growth with socially conscious investing. We prioritize impact factors and sustainable sectors that align with your interests and professional values.

  • Included Services:

    • Impact-focused portfolio construction.

    • Sector-based impact analysis for healthcare, biotech, and sustainable industries.

    • Ongoing rebalancing and performance monitoring for optimal growth.

Comprehensive Financial Planning

Your life, your goals, your plan

We develop a financial roadmap that covers every essential aspect of your financial life, from retirement planning to risk management. Perfect for professionals seeking a holistic approach to align their wealth with their values.

  • Included Services:

    • Retirement and legacy planning with tax optimization.

    • Insurance, estate, and risk management assessments.

    • Scenario analysis for long-term wealth preservation.

Why Work with Lumora Wealth?

Expertise That’s Tailored to You:

With over a decade in institutional investment research and sustainable investing, Lumora Wealth knows how to navigate complex financial landscapes with precision.

Values-Driven Financial Planning:

We bring a passion for sustainable investing, helping you align your wealth with a future you believe in.

Boston-Based with Industry Insights:

Specializing in life sciences and impact investing in the heart of Middlesex County, we’re uniquely positioned to understand your world.